TOPEKA, KS— If a vehicle driver of legal age is living in your household, make sure
your auto insurance company knows that.
That’s the advice of Ken Selzer, CPA, Kansas Commissioner of Insurance, following an
informal insurance department review of recent vehicle policies issued by insurance
companies.
“Language in some recent auto policies excludes coverage for a loss that occurs when the
vehicle is being operated by a driver, residing in your home, that should—but is not—
listed on your vehicle insurance policy,” said Commissioner Selzer.
Because policies vary according to company, the Commissioner urges those with vehicle
insurance to check with their local agents to get the correct information for their
situations.
“I urge that all vehicle policy owners report all drivers in the household to their
companies or local agents,” Commissioner Selzer said. “It might increase your insurance
premiums, but it might save you dismay and dollars down the road.”

Source: Kansas Insurance Department